Whether you’re buying your first home, upgrading to your next one, or investing in property, we’re here to help you find the right home loan solutions tailored to your needs.
With access to over 60 of Australia’s leading home loan lenders, including the big four banks, we offer a wide range of options to help you secure the most suitable loan for your situation. This diverse panel allows us to recommend the best solution and customize a loan package that aligns with your financial goals.
When choosing a home loan, there are several factors to consider, including the loan purpose and how it’s structured:
Loan Purpose:
- First Home Buyers: Secure your first home with a loan that fits your budget and long-term goals.
- Owner-Occupiers: Find a loan that suits your lifestyle and financial needs for purchasing an established home or building your dream property.
- Property Investors: Tailored solutions for investors looking to expand or refinance their property portfolios.
Loan Types and Structure:
- Variable rate loans: meaning that your repayments vary depending on interest rate rises and falls. You’re able to make extra repayments—without cost—to pay off your loan sooner. You also have the option of 100% offset which you don’t get with a fixed rate loan.
- Fixed rate loans: The interest rate is fixed for a specified period, usually between one and five years. This type of loan gives you the certainty of knowing how much exactly your repayments are.
- Split loans: Part fixed rate. Part variable rate. To enjoy the benefits of both options.
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For more information on Residential lending, call us now on (03) 9548 1699 or complete our online enquiry form.
